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Co-founder vs Agency Calculator

Equity vs fixed price — which costs less?

The equity you give a co-founder isn't free — it compounds with your company's growth. This calculator shows exactly what that equity is worth at exit vs a fixed-price agency, so you can make the decision with real numbers.

Your current or pre-money valuation estimate

$

Our MVP package is $3,460

$

5× = $1M company exits at $5M

×
months

Recommendation

💰 Hire the agency

The 20% equity you'd give up is worth $1,000,000 at a 5× exit — vs $3,460 for the agency. That's 289× more expensive in equity terms.

Equity value today

$200,000

Equity value at 5× exit

$1,000,000

Agency cost

$3,460

Equity cost vs agency

$996,540 more in equity

Why equity is expensive

Equity compounds with your company's growth. $20K today at a 10× exit costs $200K. An agency charges a fixed, known price — equity is an open-ended liability.

When a co-founder makes sense

If you need long-term CTO-level ownership, technical decision-making, and someone to fundraise with — a co-founder adds more than code. If you just need v1 built, that's an agency.

Speed matters too

Finding a technical co-founder takes 3–12 months on average. An agency can start in 48 hours. Every month without a product is lost user feedback and fundraising leverage.

You can do both

Many founders hire an agency to build v1, validate the idea, then bring on a technical co-founder at a lower equity stake once the company has traction.

Ready to build it for real?

We ship production-ready MVPs in 15–21 days at a fixed price. No surprises, no hourly billing.

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